Economics and Business
ISSN 2775-9237 (Online)
Published: 06 August 2021
Theoretical Framework for Research on the Factors Affecting the Moral Hazard in Banking Operation
Ngo Thanh Xuan, Do Hoai Linh, Khuc The Anh, Nguyen Khoa Duc Anh
National Economics University (Vietnam), Vietnam Joint Stock Commercial Bank for Industry and Trade (Vietnam)
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Keywords: Moral Hazard, Banking Operation, Theory of Planned Behaviour, Agency Theory, Attribution Theory, Theory of Reasoned Action
There are many types of risks related to banking operations such as credit risk, interest risk, operational risk. Problems related to moral hazard have led to considerable setbacks for the economy in general and banking system in particular. Besides, moral hazard is an economic and financial terminology and is used to denote the risk generated from the deterioration in ethical conduct. Hence, authors aim at reviewing theoretical framework for determinants impacting moral hazard in banks.
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